Our Services
How We Work

How we work

Insurance, investments, pensions…

Personal and corporate clients may need varying levels of service and we adopt a flexible approach to meeting your specific needs. Many clients, and this may apply to you, opt for our full lifetime financial planning service. This is designed to cover your current financial situation and future objectives, with periodic reviews along the way.

A free-of-charge first discussion with you helps us see the full picture of where you are now and where you want to be financially at key stages in the future. Safeguarding your current position is a priority, so we will review the protection insurance your family has in the event of misfortune that leaves you unable to work for a while, or even permanently.

We will find out what spare income or capital you may have available to invest for the future, and what degree of risk you feel at ease with. You can look at investing in shares, through ethical funds if you prefer, making use of any available ISA tax breaks. Another option may be a new pension plan, with tax relief on contributions within limits.

Our work with corporate clients, from small family firms to larger companies, also has many facets. These include business protection insurance, such as key person, shareholder and partnership cover. There is often overlap between business and family finances; we can help with succession issues that may involve trusts or self-managed pensions.

For further information on our services available to clients and our charging structure, please download the below documents:

Download PDFDownload Our Client Services – Standard Advice

Download PDFDownload Our Client Services – Equity Release Advice
Download PDFDownload Our Client Services – Defined Benefit Pension Transfer Advice

Download PDFDownload Client Agreement